So I asked for some money to be transferred today to pay a rent charge due in this morning. I put the request through last night and asked them to pay it in 1st July. My mistake. I am so used to asked for payments to be made in banking hours and seeing them paid almost instantly it die not occur to me that when you delay the pay time by scheduling, they pay at midnight on the day you request, nit first thing in the morning. At the end of the banking day this payment was till pending … I know this is ridiculous but if you don’t become clued up about these things, charges get levied.